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Access to information in their returns database is limited to the consumer, TRE, and the retailer that provided the data to TRE.

In other words, TRE does not create a compilation of the shopper’s return activity across all merchants with which that individual shops.

If the name on the identification does not match the name on the Card, the Merchant may decide whether to accept the Card.

If the Cardholder does not have or is unwilling to present Cardholder identification, the Merchant must honor the Card.

It then used those addresses to send catalogs to customers who had never provided their address to the retailer.

It was able to obtain these addresses through a process known as reverse appending (reverse searches from databases in order to match their customers’ names and zip codes with their previously undisclosed addresses).

In this guide, we'll explain some of the ways that retailers track shoppers, and how you can protect yourself from such tracking.

But others want to protect their privacy and personal security by not revealing their address, birth date, and other information contained on their driver’s license to a stranger.

A Merchant may request but must not require a Cardholder to provide additional identification information as a condition of Card acceptance, unless such information is required to complete the Transaction, such as for shipping purposes, or the Standards specifically permit or require such information to be collected.

Retailers want to obtain as much information as possible about their customers so they can more precisely market to them.

However, in our "big data" society, where billions of pieces of information easily can be collected and distributed, it’s not necessarily in your best interest to have a lot of your personal data accessible.




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