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The Income Contingent Repayment Plan (ICR) is a little different than IBR or PAYE.There are no initial income requirements for ICR, and any eligible buyer may make payments under this plan.It has nothing to do with your repayment plan, however, if you're smart, you'll combine IBR or PAYE with PSLF to get the maximum benefit.You can learn more about Public Service Loan Forgiveness here: Top Ways To Get Student Loan Forgiveness, or you can enroll in our 15 minute program to show you how to apply.But this statistic is misleading, because a lot of borrowers think this means qualifying for some type of student loan forgiveness program. Actually, most borrowers qualify for student loan forgiveness through one of these “secret” ways.

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The Pay As You Earn Repayment Plan (PAYE) is very similar to the IBR Plan.Here are the student loan repayment plans that qualify for student loan forgiveness: The Income Based Repayment Plan (IBR) is one of the most common repayment plans borrowers switch to if they are having financial hardship.If you have loans from July 1, 2014, you payment will not be higher than 15% of your discretionary income.Since you have to submit your income every year, if your income rises high enough, your payment will adjust accordingly.This isn't a secret, but this is one of the most popular ways to currently get loan forgiveness.

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