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It is estimated there are already about 840,000 dash cams – including helmet-mounted cameras for motorcyclists – on the roads in the UK.In 2015, the last year on record, sales increased by a massive 395 per cent, making dash cams the fastest growing category in consumer electronics.When police arrived, Mr Pettifor gave his side of the story.As with any accident, the officers had to keep an open mind as to whose fault it had been.The thinking is that if you're involved in an accident that is not your fault, the dash cam makes it easier for your insurer to prove that, and not to have to agree to a fifty-fifty split with the other insurer.An AXA spokesman said: 'If a claim is settled on a 'non-fault' basis, your no claims discount is unaffected and your insurer can usually recover your policy excess – this could you save hundreds of pounds.'The group's underwriting director, Gary Humphreys, said: 'Dash cams save us a huge amount of time.

If we have dash-cam footage, we can turn the whole thing around in about 72 hours.It ruled all that out, and entirely proved my innocence.'Better still, when it came to dealing with the normally time-consuming and frustrating business of making an insurance claim, the footage was equally useful as it comprehensively proved the Astra driver was at fault.Those of us unlucky enough to have spent weeks, if not months, wrangling with insurance companies in the wake of an accident will look upon Mr Pettifor's experience with an envious eye.It came in the form of a blue Vauxhall Astra that shot out of a side road at an estimated 30 to 40mph, and careered into the path of Mr Pettifor's truck.Despite slamming on the brakes, there was no way he could avoid the Astra, and the massive Chevrolet ploughed straight into the side of the little Astra at exactly 22mph.

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